Special Risk Insurance

As a pioneering leader in the K to 12, college and special risk markets for more than 50 years, GTL is proud of its medical and athletic insurance plans. We offer coverages for K-12 schools, community and junior colleges, universities, and other special risk clients such as athletic groups, camps, church groups, child care and special events.


We offer a variety of insurance coverages including: medical expenses for accident or sickness, accidental death or dismemberment, accident dental expenses, emergency medical evacuation and repatriation.




Our Products

  • College and University Sports Insurance
  • College and University Accident Coverage
  • K-12 Student Accident and Sports Insurance
  • Special Groups, Events and Conferences
  • Recreational Sports and Camps Coverage
  • Child Care
  • Headstart



Please Note:

Not all of our products are available in all states where we are licensed. The plans have exclusions, limitations and terms under which the plan may be continued in force. Availability, features, benefits and options may vary by state. Please call the Special Risk Department at 1-800-592-7933 for complete details.