Cancer, Heart Attack & Stroke Insurance
Designed to help cover out-of-pocket expenses due to a heart attack, stroke or a cancer diagnosis. Benefits available for experimental treatments, late stage diagnosis, skin cancer and more!
What is Cancer, Heart Attack & Stroke Insurance?
If you were diagnosed with cancer or suffered a heart attack or stroke, the last thing you would want to worry about is your finances. Guarantee Trust Life’s Cancer, Heart Attack and Stroke Insurance helps you receive the financial peace of mind that allows you to focus on what matters most – your recovery.
How does GTL’s Cancer, Heart Attack & Stroke insurance work?
A lump sum benefit amount is paid directly to you regardless of any other health care coverage you may have upon the diagnosis of cancer or if you suffer a heart attack or stroke. Benefit amounts are flexible and can range up to $50,000 for cancer and/or $50,000 for heart attack and stroke, depending on your specific needs.
Why do I need Cancer, Heart Attack and Stroke Insurance from GTL?
Most costs associated with cancer are non-medical, indirect costs. Cash benefits from your policy can be used to help supplement lost income for you and your spouse, to pay for car and mortgage expenses and travel to and from medical facilities. It will also allow you to seek treatment that is out-of-network or not covered without worrying about costs.
What expenses can cash benefits cover?
Medical Co-Payments and Deductibles
Experimental Treatments and Surgeries
Supplement Lost Income
Travel Expenses to Medical Facilities
Allow for Extra Time Off of Work
Take a Recuperative Trip
3 Things to Know…
- Unique coverage with additional experimental treatment benefit of 25% of your chosen lump sum.
- After receiving your lump sum payment, benefits are eligible to restore with GTL’s Recurrence Benefit rider.
- Guaranteed renewable for life.
Cancer, Heart Attack and Stroke has Flexible Coverage Options to Choose From
Cancer Benefit Builder
Heart Attack Stroke Benefit Builder
Recurrence Rider
Return of Premium Rider
Intensive Care Rider
Critical Accident Rider
Dental/Vision Rider
Child Coverage Rider
You shouldn’t have to worry about covering out-of-pocket medical expenses…
We’ll help connect you with a GTL agent to get covered!
By submitting this information, you agree that GTL and its agents may contact you. Your contact information will be kept confidential.
Frequently Asked Questions about Cancer, Heart Attack & Stroke Insurance
How do I file a claim for my Cancer, Heart Attack & Stroke policy?
Please find the Cancer, Heart Attack & Stroke claim form here. Print and complete the form and return it with the required documentation to the address noted on the first page of the form. If you are a policyholder, claim forms can also be found under the My Account tab in GTL's Customer Portal.
Do I need an existing healthcare plan to purchase a Cancer, Heart Attack & Stroke policy?
There is no requirement of owning any other type of health insurance coverage to purchase GTL's Cancer, Heart Attack & Stroke policy.
Can I apply for this coverage if I was already diagnosed with cancer?
Unfortunately, coverage is not available if you are currently or recently diagnosed with cancer. However, if you have been in remission for over 5 years without treatment, you may qualify for this coverage.
Is it possible to receive a second lump sum benefit if diagnosed with a qualifying condition?
Yes, a second lump sum benefit could be payable if your policy has the optional recurrence benefit rider.
This product and its features are subject to state availability and variability. The Policy has exclusions, limitations, reductions of benefits and terms under which the Policy may be continued in force or discontinued. For cost and complete details of coverage, please contact us or your agent. Please call the Life and Health Sales Department at 1-800-323-6907 for complete details. Click here to view product disclosures.
GAD28.7-23