At Guarantee Trust Life Insurance Company (GTL) we know the importance of an individual’s right to privacy. That’s why protecting the information that personally identifies you, our valued policyholder, is high priority and a matter we take very seriously.

Our primary goal is, and will continue to be, providing you with competitive, fairly-priced, and exceptional quality insurance products to meet the long-term financial needs of you and your loved ones. From life insurance to health insurance, getting you the protection you need is not just a job to us. It is a privilege.

While the personal, financial and medical information you share with us (from applying for coverage, to filing a claim) is the cornerstone to providing you with the high-quality insurance protection and service you’ve come to know and expect, we want to assure you that information, unique to you, is kept secure, confidential and used expressly for the purpose of conducting our insurance relationship with you. Remember, protecting your privacy is not only our priority…it’s our promise to you.

The following is a summary of our privacy policy and practices. It tells you about the kinds of personally identifiable information we collect, disclose or share with others.

 

Information We Collect and Sources of Information

In order for GTL to provide and administer the insurance products we offer, we collect personal information about you. Some of the information we collect about you is “nonpublic.” The nonpublic personal information we collect is obtained from the following sources:

• Information we receive from you on your application for insurance or other forms (such as your name, address, telephone number, age, social security number, and beneficiary designation).
• Information about your transactions with us and our affiliates (such as the type of insurance product you buy, the premium you pay, the method of purchase, and your payment history).
• Information we receive from third party reports, (such as consumer-reporting/credit agencies, motor vehicle records, and medical information. All medical information we receive is subject to the Medical Confidentiality rules described below.)

 

Information We Disclose

GTL does not disclose any nonpublic personal information about our policyholders or former policyholders to anyone without providing notice of your rights to either opt out or opt in the sharing of personal information, except as permitted or required by law.

We may also disclose all of the information we collect, as described above, with the following:

 

Medical Confidentiality

Your medical information is kept confidential. We will not use or share, internally or with third parties, your medical information except for the purposes of:

• Underwriting;
• Administering your policy or claim;
• As permitted or required by law; or
• As authorized by you.

 

Security and Confidentiality of Customer Information

We restrict access to nonpublic personal information about you to those employees (or people working on our behalf under confidentiality agreements) who need to know the information in order to provide products and services to you. We also maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

 

Change to this Statement

Our Privacy Policy may be subject to change in the future. If it does, any change will be posted on this page.

 

Internet Privacy

Information You Provide Us on the Inquiry Form

We collect personal information (such as name, address, phone, e-mail address) on our Website only when you voluntarily provide it to us. Any information you share with us will be for the exclusive use of GTL and will not be shared with any other entity. We may track aggregate data of our Website’s usage, such as the number of visitors to our Website and what portions of our Website are accessed within those visits. This is all done without knowing your name or other personal identifying information.

 

Cookies

GTL’s Website does not send “cookies” to your computer. (A cookie is a small piece of information that a Website sends to your computer, which is stored in a file on your computer’s hard drive. A cookie may be used to track your visits within a Website, as well as store personal information you may have provided during the Website visit.)

 

Links and Other Sites

This Website contains links to other sites. GTL provides links to other sites as a convenience to persons who visit the GTL Website. If you choose to use the services provided by those sites, you may be asked by those sites to provide certain personally identifiable information (some of which may, on an individual or aggregated basis, be shared with GTL). Please be aware that GTL is not responsible for the privacy practices of those sites, even though GTL’s name or logo may appear on those sites. We encourage you to be aware when you leave our site and to read the Privacy Statements of each and every Website that you visit, as the privacy policy of those sites may differ from ours. Our Privacy Statement applies solely to GTL’s Website.